ENGINE_04 // AUDIT_VERIFICATION

Independent AML Audit & Review.

Independent testing that acts as a stress-test for your controls. We identify systemic blindspots and satisfy statutory requirements across global jurisdictions.

                    [ PCMLTFA_SYNC ]
                    [ FCA_VALIDATED ]
                    [ BSA_COMPLIANT ]
                

Statutory_Dossier // 2026

Global Regulatory Matrix

Canada: FINTRAC

Independent Effectiveness Reviews under the PCMLTFA. We test your 5-pillar program against the specific scrutiny of Canadian intelligence exams.

UK_SPEC // FCA

United Kingdom

Regulation 21 Independent Testing and MLRs 2017 alignment for FCA-authorized firms (EMI/PI/VASP).

USA_SPEC // FINCEN

United States

Auditing for Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC sanctions screening integrity.

Bank of Canada (RPAA)

Specialized audit of the Retail Payment Activities Act operational risk management and funds safeguarding frameworks.

UAE: DIFC, ADGM & VARA

Compliance testing against DFSA and FSRA AML Rulebooks, and VARA-specific technical audits for Virtual Asset Service Providers.

EU_SPEC // AMLD6

European Union

Implementation reviews for AMLD6 directives and local laws (e.g., BaFin, AMF) for cross-border PSPs.

Process_Architecture // Workbench

The Audit Methodology

A four-phase verification cycle designed to provide absolute defensibility of your compliance framework under regulator questioning.

Phase_01 // SCOPING

Population Analysis

We begin by identifying the complete universe of data. This includes customer cohorts, transaction volumes, and geographic exposures to ensure the audit scope is comprehensive.

Phase_02 // DIAGNOSTIC

Control Stress-Testing

We don’t just check if you have a policy; we test if the controls work. This includes recalibrating transaction monitoring thresholds and validating fuzzy-match logic in screening.

Phase_03 // VALIDATION

Evidence Sampling

Rigorous sample-based testing of KYC and EDD files. We verify if the “Proof of Source of Wealth” and corporate unfolding meet the high bar of regulatory effectiveness.

Phase_04 // RESOLUTION

Remediation Roadmap

The audit concludes with a prioritized action plan. We provide the technical steps required to fix systemic gaps and ensure your framework is best-in-class for its next exam.

Secure Your
Regulatory Standing.

Initialize a high-fidelity audit to identify gaps before the regulator does. Partner with practitioners who speak the language of technical compliance.

Initialize Audit Request

Industry Matrix // 2026