AML Advisory Services

Regulatory Expertise Risk-Based Solutions Global Compliance Coverage

Comprehensive anti-money laundering solutions tailored to your organization’s specific needs. Stay compliant, mitigate risks, and protect your business.

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Our Advisory Services

We provide end-to-end AML compliance solutions to help financial institutions navigate complex regulatory requirements.

Risk assessment and gap analysis

Comprehensive evaluation of your AML risk exposure with detailed gap analysis to identify vulnerabilities in your compliance program.

Regulatory compliance assessment

Control framework evaluation

Remediation roadmap development

AML framework design and implementation

Custom-built AML compliance frameworks aligned with your risk profile, business model, and regulatory requirements.

Tailored policies and procedures

Risk-based control implementation

Compliance management structure

Policy and procedure development

Development of comprehensive AML policies, procedures, and controls that meet regulatory expectations and industry best practices.

Regulatory-compliant documentation

Operational workflow integration

Periodic review framework

Regulatory response management

Expert guidance and support in responding to regulatory inquiries, examinations, and enforcement actions related to AML compliance.

Examination readiness preparation

Response strategy development

Remediation program management

Training programs

Customized training solutions for employees at all levels to ensure understanding of AML requirements and responsibilities.

Role-specific learning content

Interactive case scenarios

Knowledge assessment tools

Technology assessment

Evaluation of AML technology solutions and guidance on implementing tools that enhance monitoring and reporting capabilities.

System requirements definition

Vendor selection support

Implementation oversight

Why Financial Institutions Trust ComplyFactor

Our AML advisory services provide tangible value to your organization through specialized expertise and proven methodologies.

Regulatory Expertise

Our team stays at the forefront of evolving AML regulations across global jurisdictions, ensuring your compliance framework meets current standards.
Risk-Based Approach

We implement proportionate controls tailored to your specific risk profile, maximizing protection while optimizing resource allocation.
Operational Efficiency

Our compliance solutions streamline processes to reduce costs and minimize business disruption while maintaining robust regulatory standards.
Global Compliance

With experience across multiple jurisdictions, we help you navigate complex international AML requirements with confidence.

Trusted by Leading Financial Institutions

Our expertise helps banks, credit unions, fintechs, and payment providers meet regulatory requirements across multiple jurisdictions.

Which AML Advisory Service Is Right For You?

Compare our service options to find the optimal solution based on your organization’s size, risk profile, and compliance needs.

Service Features	Comprehensive AML Program	Targeted Assessment	Advisory Support
Risk Assessment
Policy & Procedure Development
Technology Implementation
Monitoring & Testing Framework
Staff Training
Regulatory Examination Support
Ongoing Advisory Support
Ideal For	Organizations needing complete AML program overhaul	Businesses seeking to evaluate specific risk areas	Companies with established programs needing specialized support

Our Advisory Process

We follow a structured methodology to deliver AML advisory services that address your specific compliance needs.

Initial Assessment

Gap Analysis

Strategic Planning

Implementation

Ongoing Support

What Our Clients Say

Financial institutions trust ComplyFactor to guide them through complex AML regulatory requirements and build robust compliance programs.

ComplyFactor’s AML advisory team completely transformed our compliance program. Their risk-based approach helped us implement controls that were proportionate to our business model, saving us significant resources while providing better regulatory coverage.

Jennifer Rawlings

Compliance Director, Regional Bank

Following a challenging regulatory examination, we engaged ComplyFactor to rebuild our AML program from the ground up. Their expertise in both regulatory requirements and practical implementation was invaluable, resulting in a successful follow-up examination with no significant findings.

Marcus Chen

CEO, Payment Service Provider

As a fintech startup entering multiple jurisdictions, we needed expert guidance on global AML requirements. ComplyFactor delivered a scalable compliance framework that accommodated varying regulatory expectations while maintaining operational efficiency. Their support was crucial to our successful market entry.

Sophia Alvarez

COO, Global Fintech Platform

Frequently Asked Questions

Common questions about our AML Advisory Services.

What are the key components of an effective AML compliance program?

An effective AML compliance program typically includes: 1) Comprehensive risk assessment to identify and evaluate money laundering and terrorist financing risks, 2) Written policies and procedures tailored to your risk profile, 3) Designation of a qualified compliance officer with appropriate authority, 4) Robust customer due diligence (CDD) and enhanced due diligence (EDD) processes, 5) Transaction monitoring systems calibrated to detect suspicious activities, 6) Regular independent testing and validation, 7) Ongoing training for all relevant staff, and 8) Recordkeeping systems that meet regulatory requirements. ComplyFactor’s advisory services address each of these components to build a holistic and effective compliance framework.

How does ComplyFactor help organizations prepare for regulatory examinations?

Our regulatory examination preparation support includes: 1) Pre-examination readiness assessment to identify and remediate potential issues, 2) Documentation review and enhancement to ensure materials meet regulatory expectations, 3) Mock interviews with key personnel to prepare for examiner questions, 4) Development of presentation materials highlighting your compliance program strengths, 5) Data validation and testing to verify the accuracy of information to be provided to examiners, 6) Assistance during the examination to address inquiries efficiently, and 7) Post-examination support to address any findings or recommendations. Our expertise with regulators such as FinCEN, OFAC, FCA, FINTRAC, and others ensures we understand examination focus areas and expectations.

How do you tailor AML solutions for different types of financial institutions?

We recognize that each financial institution has unique AML risk profiles based on factors including customer base, product offerings, geographical presence, and business model. Our tailored approach involves: 1) Conducting institution-specific risk assessments that consider your particular business activities, 2) Designing controls that align with your operational structure and transaction volumes, 3) Developing policies that reflect your specific regulatory obligations across jurisdictions, 4) Implementing technology solutions appropriate to your size and complexity, and 5) Creating training programs customized to different staff roles within your organization. This approach ensures that banks, payment providers, fintechs, crypto exchanges, and wealth management firms all receive solutions that address their distinct compliance challenges.

What technology solutions do you recommend for AML compliance?

Our technology recommendations are based on your specific needs, size, risk profile, and budget. We provide vendor-agnostic guidance on: 1) Transaction monitoring systems that use risk-based rules and/or AI capabilities to identify suspicious activities, 2) Customer screening solutions for sanctions, PEPs, and adverse media checks, 3) Case management platforms to document investigations and decision-making, 4) Regulatory reporting tools that streamline SAR/STR filings, 5) Customer risk rating engines that dynamically assess customer risk, 6) Document management systems for KYC information, and 7) Workflow automation tools to increase efficiency. We assess your current technology, identify gaps, help with vendor selection, and support implementation to ensure your tech stack enhances rather than hinders your compliance efforts.

How do you help clients address emerging AML threats and regulatory changes?

We help clients stay ahead of emerging threats and regulatory developments through: 1) Proactive monitoring of regulatory changes across global jurisdictions, 2) Regular updates on evolving money laundering and terrorist financing typologies, 3) Periodic reviews of your AML program to identify areas that may need enhancement, 4) Tactical guidance on implementing new regulatory requirements, 5) Updates to risk assessments as your business or external threats evolve, 6) Enhanced training on emerging risks such as cryptocurrency-related threats, sanctions evasion techniques, or trade-based money laundering, and 7) Implementation of agile compliance frameworks that can adapt to changing requirements. Our approach ensures your AML program remains effective and compliant in an ever-changing regulatory landscape.

What makes ComplyFactor’s AML advisory services different from other consultants?

ComplyFactor distinguishes itself through: 1) Our team of former regulators and compliance officers who bring insider knowledge of regulatory expectations, 2) Practical, business-friendly solutions that balance compliance needs with operational efficiency, 3) Global expertise across multiple regulatory frameworks including FinCEN, OFAC, FCA, FINTRAC, and MAS requirements, 4) Specialized industry knowledge in banking, fintech, cryptocurrency, payments, and wealth management sectors, 5) Proprietary methodologies and templates that accelerate implementation, 6) Technology expertise to help you leverage automation and analytics, and 7) Ongoing support that extends beyond initial implementation to ensure sustained compliance. Our clients consistently cite our practical approach and ability to translate complex requirements into actionable processes as key differentiators.

Start Your AML Compliance Journey Today

Take the first step toward comprehensive AML compliance with ComplyFactor’s expert guidance and support. Our team will help you navigate regulatory requirements and implement effective controls tailored to your business needs.

Already have a compliance framework? Request our free gap analysis

AML Advisory Services | ComplyFactor